Foreign national programs

REDUCED DOCUMENTS
Requires no proof of income or credit report. Instead, assets are verified, and qualification is based on the property's rental income, offering flexible terms and up to 70% LTV.

FULL DOCUMENTS
Designed for purchasing a second home. Requires verified proof of income, assets, and employment. Offers higher loan amounts (up to 75% LTV) compared to no-documentation programs.

REFINANCE
Allows international property owners to replace their existing U.S. mortgage with a new one to obtain better rates, access equity, or adjust loan terms.